This is a traditional mortgage loan for owner occupied one to four family homes, condominiums and townhouses. These are fixed rate loans with terms available for 10 years, 15 years, 20 years and 30 years. Our lending areas are Monmouth County and Ocean County. If you are buying a home, a minimum down payment of 20 % of the purchase price is required. If you already own your home why not consider doing a Refinance mortgage which may lower your rate.
If you have questions or concerns you can always speak to one of our helpful staff members. There are several ways you can make the payments; at one of our two offices, by mail, by automatic debit each month from your statement savings or checking account with us, or through the INTERNET by transferring funds from your statement savings or checking account with Freehold Savings.
We offer a discount interest rate and refundable applications fees for FIRST TIME BUYERS. Please call us at 732-462-6700 for additional information.